Our Credit Card Stacking program provides funding based solely on your personal credit quality—no need for financials, bank statements, business plans, or resumes. Unlike conventional lenders, our network offers a hassle-free process with minimal documentation.
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This program is one of the closest options to true “no-doc” business funding. Even better, you may qualify for introductory interest rates as low as 0% (rates vary based on lender criteria, including credit quality). Take advantage of one of the most flexible and competitive funding solutions available today!
Fast Facts on the TSG
Credit Card Stacking Program
Approval Amount
UP TO $150,000
Collateral
NONE REQUIRED
Credit Quality
GOOD
Income & Assets
NONE REQUIRED
Fast Facts on Credit Card Stacking Program
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24-hour pre-approval
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0% interest for 6-18 months
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Business credit can also be used to help qualify
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Flexibility! Use the funds to do what YOU need to do for your business
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Even Startup businesses can qualify
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True NO DOC financing program
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Application to funding in 3 weeks or less
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No upfront application fee (only a success fee)
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Credit approvals up to $150,000 per individual
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No collateral requirements
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Ability to use a credit partners to qualify if needed
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No cash flow requirements
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Can help build or improve your business credit score (if they report to Business Credit Bureaus)
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Many DON'T report to personal Credit (some will)
How Does It Work?
4-STEP PROCESS
1st Step
Fill out the form to schedule a personalized consultation with a representative.
2nd Step
Submit your application with a soft credit pull—hard pull only upon approval.
3rd Step
Get pre-qualified in as fast as 24 hours.​​​
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4th Step
Connect directly with Credit Card Stacking Advisors and gain access to your funding.
If you're not approved, you'll receive insights on why and guidance on your next steps—plus, no hard inquiry if you don’t qualify.
Qualification Requirements for Credit Card Stacking
To qualify for Credit Line Hybrid – Credit Card Stacking, either you or a credit partner with at least 10% ownership in the business must meet the following requirements.
680+ credit score with all three consumer credit bureaus
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No late payments in 2 years and no charged off accounts​​
No more than 3 unsecured accounts open in the past 12 months
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No bankruptcies
At least 2 open Credit Cards with 2+ Years of history and at least a $5,000+ limit (Must be a primary card)
Under 40% utilization on all revolving accounts
No more than 4 inquiries per bureau in the last 12 (Not including secured inquires like auto loans or mortgages)
No open (unpaid) collections, liens or judgments
This program requires a personal guarantee from either you or a credit partner (who must own at least 10% of the business if used). Authorized user accounts cannot be used for qualification.
Find out what you qualify for today!
All credit approvals are subject to lender evaluation based on credit criteria. Highly qualified clients may access up to $150,000 in business credit cards over time through multiple credit card batches and/or credit lines in collaboration with our lenders. Introductory 0% interest rates apply to purchases and/or balance transfers, after which standard rates apply as determined by the lender and outlined in the agreement. TSG Enterprises is not a lender.
All credit approvals are subject to lender evaluation based on credit criteria. Highly qualified clients may access up to $150,000 in business credit cards over time through multiple credit card batches and/or credit lines in collaboration with our lenders. Introductory 0% interest rates apply to purchases and/or balance transfers, after which standard rates apply as determined by the lender and outlined in the agreement. TSG Enterprises is not a lender.